Costs and you may costs
This new conditions and terms towards the mortgage loans require you to found regular paycheck, social safeguards or pension payments and use DNB since your informal financial.
Computation away from productive rates
BLU Begin:Amount borrowed NOK dos one hundred thousand one hundred thousand up to 85 % off market price. Moderate interest 3.39 % p.a great. Annuity financing having effective interest rate 3,52 % p.a great. plus side-stop payment NOK 3 190 and you will instalment payment NOK 65. Pricing NOK 990 890, total NOK 2 990 890 over twenty five years.
Loan amount NOK dos 100000 000, affordable interest rate cuatro.69 % p.a good. getting step 3 seasons repaired price. Annuity financing which have energetic rate of interest cuatro.87 % p.an excellent. and front side-stop payment NOK step 3 190 and you may instalment payment NOK 65. Rates NOK step 1 422 590, totalt NOK step three 422 590 over twenty five years.
Car finance to possess young adults having down-payment thirty five % or even more:Amount borrowed NOK 150 100 up to 65 % out-of purchase price. Annuity mortgage with affordable interest rate cuatro.74 % p.a great., energetic interest six.54 % p.an excellent. also front-prevent fee NOK 2 five hundred and you can instalment percentage NOK 65. Cost NOK twenty-five 484, full NOK 175 484 over 5 years.
Amount borrowed NOK 50 100000. Moderate rate of interest % p.an effective. Annuity mortgage having active rate of interest % p.a beneficial. along with front side-prevent percentage NOK 500 and instalment commission NOK fifty. Total cost NOK 68 777 more than 5 years.
Fixed-price home mortgage Tale:Amount borrowed NOK dos 100000 000, moderate rate of interest 4.69 % p.a. to own 3 12 months repaired price. Annuity loan that have active interest rate 4.87 % p.a good. also front-avoid commission NOK step three 190 and you can instalment percentage NOK 65. Rates NOK step 1 422 590, totalt NOK 3 422 590 over 25 years.
Car loan Saga and Saga Platinum with thirty five % downpayment:Amount borrowed 150 100 NOK to 65 % from purchase price. Annuity loan with nominal interest cuatro,74 % p.a good., active interest six.forty-two % p.a. as well as front-end percentage NOK 2 300 and you will instalment payment NOK 65. Costs NOK twenty five 259, total NOK 175 259 over 5 years.
Tale Exchangeability reserve:Loan amount NOK 70 one hundred thousand. Nominal interest rate %, energetic interest rate % and side-avoid fee NOK five-hundred. Rates NOK 4 574, total NOK 74 574 more one year.
Mortgage loan as much as 75 % away from ount NOK dos 100 000, to 75 % away from market price. Affordable interest 4,31 % p.a. Annuity loan that have effective interest rate cuatro,forty-five % p.an excellent. together with front-end payment NOK 3 190 and you can instalment fee NOK 65. Pricing NOK 1 286 390, complete NOK step 3 286 390 more than 25 years.
Domestic guarantee line of credit:Loan amount NOK dos 100 100, doing 75 % off market value. Affordable interest rate 4,30 % p.a great. Annuity mortgage having energetic interest cuatro,forty-five % p.good. as well as front side-avoid fee NOK 3 190 and you will instalment fee NOK 65. Prices NOK 1 286 390, full NOK step 3 286 390 more than twenty five years..
Fixed-price home mortgage:Amount borrowed NOK dos 100000 100 around 75 % regarding market price. Moderate interest rate cuatro.74 % p.a beneficial. for step three seasons fixed rates several months. Annuity financing which have energetic interest rate cuatro.ninety-five % p.good. also side-end fee NOK step 3 190 and you can instalment payment NOK 65. Cost NOK step one 439 690, full NOK 3 439 690 over 25 years.
Eco-friendly home mortgage:Amount borrowed NOK dos 100 one hundred thousand up to 85 % off market value. Nominal rate of interest step loans in Hanover 3.39 % p.an excellent. Annuity financing with energetic rate of interest step three.52 % p.a. in addition to front-end commission NOK step three 190 and you will instalment percentage NOK 65. Costs NOK 990 890, totalt NOK dos 990 890 more than twenty five years.